Credit Cards · Honest Review

Axis Bank Flipkart Credit Card

Axis Bank · Visa

₹500Annual fee
1.50%Base rate
3.5%Forex markup
₹15KMin income/mo
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Your Verdict

Axis Bank Flipkart Credit Card
Axis Bank · Visa
  • ✓5% cashback on Flipkart, Myntra, and 2gether
  • ✓4% cashback on preferred partners (Swiggy, PVR, Uber)
  • ✓1.5% unlimited cashback on all other spends
  • ✓?500 Flipkart voucher as welcome gift
  • ✓Fee waived on ?2L annual spend
₹500/yrAnnual fee
₹500
Annual fee
1.50%
Base reward rate
None
Lounge access
700+
CIBIL score
Our verdict
The Axis Flipkart card is purpose-built for Flipkart loyalists � 5% cashback on Flipkart and Myntra, backed by a solid 1.5% everywhere-else rate, makes it one of the best shopping cards available.
Fees & charges

What Axis Bank Flipkart Credit Card costs you

Axis Bank Flipkart Credit Card carries a ₹500 annual fee and a ₹500 one-time joining fee. The annual fee is waivable: Spend ?2L in a year.

FeeAmount
Annual fee (year 2+)₹500
Joining fee (one-time)₹500
Fee waiver conditionSpend ?2L in a year
Spend required for waiver₹2,00,000 / year
Foreign transaction fee (forex markup)3.5% per transaction
Rewards & cashback

What you earn on every rupee spent

Axis Bank Flipkart Credit Card earns 1.50% on all eligible spends as a base reward rate, with accelerated rates on online shopping and other bonus categories listed below.

CategoryReward rate
All other spends (base rate)1.50%
🛒 Online Shopping5%
5%
Online Shopping
Welcome bonus

?500 Flipkart voucher on first transaction

Reward types: Cashback

Benefits & perks

Beyond the reward rate

The non-reward benefits on Axis Bank Flipkart Credit Card are meaningful for frequent users. Here is what you get with the card.

🛫
No lounge access
This card does not include airport lounge access.
⛽
Fuel surcharge waiver
1% fuel surcharge waiver on petrol pump transactions (standard terms apply).
Eligibility

Who can apply for Axis Bank Flipkart Credit Card

Axis Bank Flipkart Credit Card requires a minimum net monthly income of ₹15,000 for salaried applicants and a CIBIL score of 700 or above. It is open to salaried employees and self-employed professionals.

₹15,000
Min monthly income
700+
CIBIL score
18–70
Age (years)
RequirementDetail
Minimum monthly income₹15,000
CIBIL score700+ (good to excellent)
Age range18–70 years
Employment typeSalaried, Self-employed
Typical approval time3�5 working days
Verdict

Who should (and shouldn't) get Axis Bank Flipkart Credit Card

✅ Best for
  • → Heavy spenders on online shopping who want 5% back
  • → Moderate spenders who can clear the fee waiver condition
⚠️ Not ideal for
  • → Frequent flyers who need airport lounge access
  • → International travelers — the 3.5% forex markup adds up quickly
Frequently asked questions

Axis Bank Flipkart Credit Card — Questions answered

What is the annual fee for Axis Bank Flipkart Credit Card?
The annual fee is ₹500 from year 2 onwards, with a one-time joining fee of ₹500. The fee is waivable: Spend ?2L in a year.
What is the minimum income required for Axis Bank Flipkart Credit Card?
Salaried applicants need a minimum net monthly income of ₹15,000 and a CIBIL score of at least 700. Self-employed applicants typically need equivalent annual income proof.
What is the reward rate on Axis Bank Flipkart Credit Card for online shopping?
Axis Bank Flipkart Credit Card earns 5% on online shopping with no monthly cap. On all other spends, the base reward rate is 1.50%.
Does Axis Bank Flipkart Credit Card provide airport lounge access?
Axis Bank Flipkart Credit Card does not include airport lounge access as a standard benefit. If lounge access is a priority, consider upgrading to a premium variant or a dedicated travel card.
How do I get the annual fee waived on Axis Bank Flipkart Credit Card?
The annual fee on Axis Bank Flipkart Credit Card is automatically waived when you meet the spend threshold: Spend ?2L in a year. You do not need to call the bank — the waiver is applied to the next billing cycle once the condition is met.
How long does it take to get Axis Bank Flipkart Credit Card approved?
Most applications for Axis Bank Flipkart Credit Card are processed within 3�5 working days. Pre-approved customers may receive instant digital approval. Physical card delivery typically takes 3–5 business days after approval.
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Information on this page is gathered from public sources and the card issuer's official website. Fees and reward rates may change — verify the current terms on the issuer's website before applying. SingleVerdict may earn a referral fee if you apply through our links, which does not affect our scoring or editorial decisions.