Credit Cards · Travel
Best Credit Cards for Travel
Travel credit cards earn accelerated rewards on flight and hotel bookings, often paired with airport lounge access and lower foreign transaction fees. Ranked below by travel-category reward rate.
Ranked
19 cards ranked for travel
Axis Bank Magnus Credit Card
Axis Bank
30.00%
on travel spends
- ✓Unlimited domestic and international lounge access via Priority Pass
- ✓60 EDGE Reward Points per 200 on Travel Edge portal bookings, up to 2 lakh
- ✓Among the highest reward rates of any Indian super-premium card
ICICI Bank Emeralde Private Metal Credit Card
ICICI Bank
18.00%
on travel spends
- ✓Unlimited domestic and international lounge access via Priority Pass
- ✓6X rewards on flights/vouchers and 12X on hotel bookings via iShop
- ✓1 reward point redeemable at 1 against flight/hotel vouchers and luxury brand vouchers
HDFC Bank Infinia Credit Card
HDFC Bank
16.67%
on travel spends
- ✓Unlimited domestic + international lounge access (Priority Pass)
- ✓5 reward points per ?150 � redeemable at ?1/point
- ✓2% FX markup, best-in-class for international travel
IRCTC SBI Platinum Credit Card
State Bank of India
10.00%
on travel spends
- ✓10% value back as reward points on AC1/AC2/AC3/AC CC IRCTC ticket bookings
- ✓Waiver of 1.8% transaction surcharge on IRCTC bookings
- ✓Access to select railway lounges during train journeys
IndusInd Bank Tiger Credit Card
IndusInd Bank
7.20%
on travel spends
- ✓Lifetime free card with no joining or annual fee
- ✓8 complimentary domestic and 2 international lounge visits per year, no spend conditions
- ✓Low 1.5% forex markup, attractive for international spenders
HDFC Bank Regalia Credit Card
HDFC Bank
6.67%
on travel spends
- ✓12 complimentary domestic lounge visits/year
- ✓6 international Priority Pass lounge visits/year
- ✓2% FX markup � lowest among HDFC cards
MakeMyTrip ICICI Bank Credit Card
ICICI Bank
6.00%
on travel spends
- ✓6 myCash per 100 spent on hotel bookings via MakeMyTrip
- ✓3 myCash per 100 on flights, holiday packages, cabs and bus bookings
- ✓Complimentary 1-year MMTBLACK Gold membership
RBL Bank World Safari Credit Card
RBL Bank
5.00%
on travel spends
- ✓Zero forex markup on international transactions
- ✓Complimentary Priority Pass membership with 2 international lounge visits/year
- ✓5 reward points per 100 on travel purchases
Axis Bank Atlas Credit Card
Axis Bank
5.00%
on travel spends
- ✓5 EDGE Miles per 100 on travel spends via Travel Edge, hotels and flights, capped at 2 lakh/month
- ✓Tier-based membership (Silver/Gold/Platinum) unlocks more lounge visits and bonus miles
- ✓Up to 18 domestic and 12 international lounge visits annually at Platinum tier
ICICI Bank Sapphiro Credit Card
ICICI Bank
4.00%
on travel spends
- ✓Complimentary domestic and international airport lounge access
- ✓4 reward points per 100 on international spends
- ✓Buy 1 Get 1 movie ticket offer twice a month
Bank of Baroda Eterna Credit Card
Bank of Baroda (BOBCARD)
3.75%
on travel spends
- ✓Unlimited domestic airport lounge access
- ✓15 reward points per 100 (~3.75%) on online, travel, dining and movie spends
- ✓Strong welcome and milestone bonuses worth up to 30,000 points
HDFC Bank Diners Club Black Metal Edition Credit Card
HDFC Bank
3.33%
on travel spends
- ✓Unlimited domestic and international airport lounge access
- ✓Up to 24 complimentary golf rounds annually (6 per quarter)
- ✓5 reward points per 150 spent, with 10,000 bonus points on 4 lakh quarterly spend
Kotak White Reserve Credit Card
Kotak Mahindra Bank
3.00%
on travel spends
- ✓Unlimited domestic and international airport lounge access
- ✓Complimentary Club Marriott membership with hotel, dining, and spa discounts
- ✓Two free golf rounds or lessons per month at select global courses
IndusInd Bank Celesta Credit Card
IndusInd Bank
3.00%
on travel spends
- ✓Unlimited domestic + international lounge access (DreamFolks)
- ✓1 reward point = ?1 � no value erosion on redemption
- ✓2% FX markup for international transactions
AU Small Finance Bank Zenith Credit Card
AU Small Finance Bank
2.50%
on travel spends
- ✓Premium super-premium card with 3% base reward rate on all spends
- ✓20 points per 100 (5%) on standalone restaurant dining
- ✓8 domestic and 8 international lounge visits annually via Priority Pass
Standard Chartered EaseMyTrip Credit Card
Standard Chartered Bank
2.50%
on travel spends
- ✓10X reward points on flight and hotel bookings via standalone airline/hotel sites
- ✓20% discount on hotel bookings (up to 5,000 domestic / 10,000 international)
- ✓10% discount on domestic and international flight bookings
IDFC FIRST Wealth Credit Card
IDFC FIRST Bank
1.80%
on travel spends
- ✓Unlimited domestic lounge access
- ✓1.5% FX markup � among the best for international use
- ✓10X reward points on birthdays and special offers
IDFC FIRST Millennia Credit Card
IDFC FIRST Bank
1.25%
on travel spends
- ✓Lifetime free with no joining or annual fee
- ✓Up to 10X reward points on dining and travel spends
- ✓25% off up to 100 on movie tickets via Paytm, once a month
IDFC FIRST Select Credit Card
IDFC FIRST Bank
1.25%
on travel spends
- ✓Lifetime free card with no joining or annual fee
- ✓10X reward points on dining, travel, international spends and birthday spends
- ✓Quarterly complimentary domestic airport lounge access (spend-linked)
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