Credit Cards · Honest Review

Standard Chartered EaseMyTrip Credit Card

Standard Chartered Bank · Visa

₹350Annual fee
0.50%Base rate
2Lounge visits/yr
3.5%Forex markup
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Your Verdict

Standard Chartered EaseMyTrip Credit Card
Standard Chartered Bank · Visa
  • ✓10X reward points on flight and hotel bookings via standalone airline/hotel sites
  • ✓20% discount on hotel bookings (up to 5,000 domestic / 10,000 international)
  • ✓10% discount on domestic and international flight bookings
  • ✓2 complimentary domestic lounge visits per calendar year
  • ✓Co-branded with EaseMyTrip for direct travel booking savings
₹350/yrAnnual fee
₹350
Annual fee
0.50%
Base reward rate
2/yr
Lounge access
700+
CIBIL score
Our verdict
The Standard Chartered EaseMyTrip Credit Card is best for frequent travelers who book flights and hotels directly with EaseMyTrip, offering strong discounts and 10X rewards on travel bookings at a low annual fee that's easily waived with moderate spending.
Fees & charges

What Standard Chartered EaseMyTrip Credit Card costs you

Standard Chartered EaseMyTrip Credit Card carries a ₹350 annual fee and a ₹350 one-time joining fee. The annual fee is waivable: Renewal fee reversed on spends of 50,000 or more in the previous year.

FeeAmount
Annual fee (year 2+)₹350
Joining fee (one-time)₹350
Fee waiver conditionRenewal fee reversed on spends of 50,000 or more in the previous year
Spend required for waiver₹50,000 / year
Foreign transaction fee (forex markup)3.5% per transaction
Rewards & cashback

What you earn on every rupee spent

Standard Chartered EaseMyTrip Credit Card earns 0.50% on all eligible spends as a base reward rate, with accelerated rates on travel & flights and other bonus categories listed below. Each reward point is worth ₹0.25 when redeemed, giving a clear rupee value for your earnings.

CategoryReward rate
All other spends (base rate)0.50%
✈️ Travel & Flights2.5%
2.5%
Travel & Flights

Reward types: Points · Discounts · Lounge

Benefits & perks

Beyond the reward rate

The non-reward benefits on Standard Chartered EaseMyTrip Credit Card are meaningful for frequent users. Here is what you get with the card.

🛫
Airport lounge access
Domestic lounges — 2 visits/year.
⛽
No fuel surcharge waiver
Standard 1% surcharge applies at fuel pumps.
Eligibility

Who can apply for Standard Chartered EaseMyTrip Credit Card

Standard Chartered EaseMyTrip Credit Card does not have a published minimum income requirement. It is open to salaried employees and self-employed professionals and business owners.

700+
CIBIL score
18–65
Age (years)
RequirementDetail
Minimum monthly incomeNot specified
CIBIL score700+ (good to excellent)
Age range18–65 years
Employment typeSalaried, Self-employed, Business owner
Typical approval time

Stable monthly income required; applicant must be located in a Standard Chartered card-sourcing city.

Verdict

Who should (and shouldn't) get Standard Chartered EaseMyTrip Credit Card

✅ Best for
  • → Heavy spenders on travel & flights who want 2.5% back
  • → Frequent travelers who value airport lounge access
  • → Moderate spenders who can clear the fee waiver condition
⚠️ Not ideal for
  • → International travelers — the 3.5% forex markup adds up quickly
Frequently asked questions

Standard Chartered EaseMyTrip Credit Card — Questions answered

What is the annual fee for Standard Chartered EaseMyTrip Credit Card?
The annual fee is ₹350 from year 2 onwards, with a one-time joining fee of ₹350. The fee is waivable: Renewal fee reversed on spends of 50,000 or more in the previous year.
What is the minimum income required for Standard Chartered EaseMyTrip Credit Card?
There is no officially stated minimum income requirement for Standard Chartered EaseMyTrip Credit Card. A clean credit history and a satisfactory CIBIL score are the primary eligibility criteria.
What is the reward rate on Standard Chartered EaseMyTrip Credit Card for travel & flights?
Standard Chartered EaseMyTrip Credit Card earns 2.5% on travel & flights with no monthly cap. On all other spends, the base reward rate is 0.50%.
Does Standard Chartered EaseMyTrip Credit Card provide airport lounge access?
Yes — Standard Chartered EaseMyTrip Credit Card includes domestic airport lounge access, with 2 complimentary visits per year.
How do I get the annual fee waived on Standard Chartered EaseMyTrip Credit Card?
The annual fee on Standard Chartered EaseMyTrip Credit Card is automatically waived when you meet the spend threshold: Renewal fee reversed on spends of 50,000 or more in the previous year. You do not need to call the bank — the waiver is applied to the next billing cycle once the condition is met.
How long does it take to get Standard Chartered EaseMyTrip Credit Card approved?
Most applications for Standard Chartered EaseMyTrip Credit Card are processed within . Pre-approved customers may receive instant digital approval. Physical card delivery typically takes 3–5 business days after approval.
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Information on this page is gathered from public sources and the card issuer's official website. Fees and reward rates may change — verify the current terms on the issuer's website before applying. SingleVerdict may earn a referral fee if you apply through our links, which does not affect our scoring or editorial decisions.