Terms of Service

1. Acceptance of terms

By accessing or using singleverdict.com (“the site”), you agree to be bound by these Terms of Service. If you do not agree, please do not use the site. These terms apply to all visitors, users, and others who access the site.

2. Not financial advice

SingleVerdict provides general information and personalised comparisons for educational purposes only. Nothing on this site constitutes financial advice, investment advice, or a recommendation to apply for any specific financial product.

Credit card eligibility, interest rates, reward rates, fees, and terms change frequently. Always verify current terms directly with the card issuer before applying. Your personal financial situation is unique — consult a qualified financial advisor if you need personalised financial guidance.

We make no guarantee that any card you apply for will be approved, or that the rewards you earn will match the estimates shown on this site.

3. Accuracy of information

We strive to keep all credit card information, reward rates, fees, and eligibility criteria accurate and up to date. However, card terms change without notice. We cannot guarantee the accuracy, completeness, or timeliness of any information on this site.

Card data is sourced from publicly available issuer websites and may not reflect recent changes, limited-time offers, or regional variations. Always check the issuer’s official website for the most current terms before applying.

4. Affiliate disclosure

SingleVerdict participates in affiliate programs with credit card issuers and financial institutions. When you click an application link on our site and are approved for a financial product, we may receive a referral commission.

This commission does not affect our editorial recommendations or scoring methodology. We may recommend products with no affiliate relationship when they are genuinely the best option for the user. Our scoring criteria are applied consistently regardless of commercial relationships.

5. Use of the site

You may use this site for personal, non-commercial purposes only. You agree not to:

• Scrape, crawl, or systematically extract data from the site without written permission
• Use the site for any unlawful purpose or in a way that violates applicable laws
• Attempt to gain unauthorised access to any part of the site or its backend systems
• Reproduce or republish our scoring methodology, editorial content, or card comparisons without attribution and permission

6. Intellectual property

All content on this site — including text, scoring models, UI design, and code — is the property of SingleVerdict unless otherwise stated. Card names, logos, and trademarks belong to their respective issuers and are used for identification purposes only. Our use does not imply any affiliation with or endorsement by any card issuer.

7. Third-party links

This site contains links to third-party websites including card issuer sites, bank portals, and financial platforms. We are not responsible for the content, accuracy, privacy practices, or terms of these external sites. Clicking through to a third-party site is at your own risk.

8. Limitation of liability

To the maximum extent permitted by law, SingleVerdict and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this site, reliance on information presented here, or any financial decisions made based on our comparisons or recommendations.

The site is provided “as is” without any warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. Changes to these terms

We reserve the right to update these terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised terms. We will update the “last updated” date at the top of this page when changes are made.

10. Governing law

These terms are governed by applicable law. Any disputes arising from use of this site shall be resolved through good-faith negotiation before any formal legal proceedings.

11. Contact

For questions about these terms, contact us at: [email protected]