Credit Cards · Honest Review
IndusInd Bank Tiger Credit Card
IndusInd Bank · Visa
Your Verdict
- ✓Lifetime free card with no joining or annual fee
- ✓8 complimentary domestic and 2 international lounge visits per year, no spend conditions
- ✓Low 1.5% forex markup, attractive for international spenders
- ✓1:1 point transfer to Air India Maharaja Club
- ✓One complimentary golf game or lesson per quarter
What IndusInd Bank Tiger Credit Card costs you
IndusInd Bank Tiger Credit Card is a lifetime-free credit card — you pay zero joining fee and zero annual fee, ever. This makes it a zero-cost card for any spending level.
| Fee | Amount |
|---|---|
| Annual fee (year 2+) | Free — ₹0 |
| Joining fee (one-time) | Free — ₹0 |
| Foreign transaction fee (forex markup) | 1.5% per transaction |
What you earn on every rupee spent
IndusInd Bank Tiger Credit Card earns 1.20% on all eligible spends as a base reward rate, with accelerated rates on travel & flights and other bonus categories listed below. Each reward point is worth ₹0.25 when redeemed, giving a clear rupee value for your earnings.
| Category | Reward rate |
|---|---|
| All other spends (base rate) | 1.20% |
| ✈️ Travel & Flights | 7.2% |
Reward rate scales from 1.2% up to 7.2% as annual spend crosses 5 lakh
Reward types: Points · Miles · Lounge
Beyond the reward rate
The non-reward benefits on IndusInd Bank Tiger Credit Card are meaningful for frequent users. Here is what you get with the card.
Who can apply for IndusInd Bank Tiger Credit Card
IndusInd Bank Tiger Credit Card does not have a published minimum income requirement. It is open to salaried employees and self-employed professionals.
| Requirement | Detail |
|---|---|
| Minimum monthly income | Not specified |
| CIBIL score | Not specified — clean history expected |
| Age range | 21–60 years |
| Employment type | Salaried, Self-employed |
| Typical approval time |
Co-branded card with Tiger Fintech (Bajaj Capital Group); no disclosed minimum income threshold.
Who should (and shouldn't) get IndusInd Bank Tiger Credit Card
- → Heavy spenders on travel & flights who want 7.2% back
- → First-time cardholders who want zero-cost entry
- → Frequent travelers who value airport lounge access
- → International spenders benefiting from low forex markup
IndusInd Bank Tiger Credit Card — Questions answered
Is IndusInd Bank Tiger Credit Card free for life?
What is the minimum income required for IndusInd Bank Tiger Credit Card?
What is the reward rate on IndusInd Bank Tiger Credit Card for travel & flights?
Does IndusInd Bank Tiger Credit Card provide airport lounge access?
How long does it take to get IndusInd Bank Tiger Credit Card approved?
Answer 7 questions about your income, spending, and goals — our engine scores every card against your exact situation and gives you one recommendation.
Get My Personalised Verdict →Information on this page is gathered from public sources and the card issuer's official website. Fees and reward rates may change — verify the current terms on the issuer's website before applying. SingleVerdict may earn a referral fee if you apply through our links, which does not affect our scoring or editorial decisions.