Credit Cards · Honest Review
HDFC Bank Marriott Bonvoy Credit Card
HDFC Bank · Visa
Your Verdict
- ✓8X Bonvoy points on Marriott hotel stays worldwide
- ✓15,000 welcome Bonvoy points worth ~₹10,500 in hotel stays
- ✓Complimentary Marriott Bonvoy Silver Elite status
- ✓2 domestic lounge visits per quarter
- ✓6X on dining, 2X on all other spends
What HDFC Bank Marriott Bonvoy Credit Card costs you
HDFC Bank Marriott Bonvoy Credit Card carries a ₹3,000 annual fee and a ₹3,000 one-time joining fee. The annual fee is waivable: Spend ₹5L/year.
| Fee | Amount |
|---|---|
| Annual fee (year 2+) | ₹3,000 |
| Joining fee (one-time) | ₹3,000 |
| Fee waiver condition | Spend ₹5L/year |
| Spend required for waiver | ₹5,00,000 / year |
| Foreign transaction fee (forex markup) | Not disclosed / standard rates apply |
What you earn on every rupee spent
HDFC Bank Marriott Bonvoy Credit Card earns 2.00% on all eligible spends as a base reward rate, with accelerated rates on travel & flights, dining & food and other bonus categories listed below. Each reward point is worth ₹0.7 when redeemed, giving a clear rupee value for your earnings.
| Category | Reward rate |
|---|---|
| All other spends (base rate) | 2.00% |
| ✈️ Travel & Flights | 8% |
| 🍽️ Dining & Food | 6% |
15,000 Bonvoy points on joining + 7,500 on first anniversary
Reward types: Points
Beyond the reward rate
The non-reward benefits on HDFC Bank Marriott Bonvoy Credit Card are meaningful for frequent users. Here is what you get with the card.
Who can apply for HDFC Bank Marriott Bonvoy Credit Card
HDFC Bank Marriott Bonvoy Credit Card requires a minimum net monthly income of ₹1,00,000 for salaried applicants. It is open to salaried employees and self-employed professionals.
| Requirement | Detail |
|---|---|
| Minimum monthly income | ₹1,00,000 |
| CIBIL score | Not specified — clean history expected |
| Age range | 21–60 years |
| Employment type | Salaried, Self-employed |
| Typical approval time | 7–10 working days |
Who should (and shouldn't) get HDFC Bank Marriott Bonvoy Credit Card
- → Heavy spenders on travel & flights who want 8% back
- → Heavy spenders on dining & food who want 6% back
- → Frequent travelers who value airport lounge access
- → Moderate spenders who can clear the fee waiver condition
HDFC Bank Marriott Bonvoy Credit Card — Questions answered
What is the annual fee for HDFC Bank Marriott Bonvoy Credit Card?
What is the minimum income required for HDFC Bank Marriott Bonvoy Credit Card?
What is the reward rate on HDFC Bank Marriott Bonvoy Credit Card for travel & flights?
Does HDFC Bank Marriott Bonvoy Credit Card provide airport lounge access?
How do I get the annual fee waived on HDFC Bank Marriott Bonvoy Credit Card?
How long does it take to get HDFC Bank Marriott Bonvoy Credit Card approved?
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Get My Personalised Verdict →Information on this page is gathered from public sources and the card issuer's official website. Fees and reward rates may change — verify the current terms on the issuer's website before applying. SingleVerdict may earn a referral fee if you apply through our links, which does not affect our scoring or editorial decisions.