Credit Cards · Honest Review

HDFC Pixel Play Credit Card

HDFC Bank · Visa

₹500Annual fee
1.00%Base rate
₹25KMin income/mo
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Your Verdict

HDFC Pixel Play Credit Card
HDFC Bank · Visa
  • ✓5% cashback on OTT subscriptions (Netflix, Hotstar, Amazon Prime)
  • ✓3% on online shopping and dining
  • ✓Digital-first card — manage entirely on HDFC app
  • ✓₹500 fee waived at ₹1.5L spend
  • ✓Zero foreign transaction markup on international online spends
₹500/yrAnnual fee
₹500
Annual fee
1.00%
Base reward rate
None
Lounge access
Good
CIBIL score
Our verdict
The HDFC Pixel Play Credit Card is designed for digital-first millennials — 5% cashback on Netflix, Hotstar, and Amazon Prime subscriptions, 3% on shopping and dining. Managed entirely through the HDFC app, it's ideal for cord-cutters and streaming enthusiasts.
Fees & charges

What HDFC Pixel Play Credit Card costs you

HDFC Pixel Play Credit Card carries a ₹500 annual fee and a ₹500 one-time joining fee. The annual fee is waivable: Spend ₹1.5L/year.

FeeAmount
Annual fee (year 2+)₹500
Joining fee (one-time)₹500
Fee waiver conditionSpend ₹1.5L/year
Spend required for waiver₹1,50,000 / year
Foreign transaction fee (forex markup)Not disclosed / standard rates apply
Rewards & cashback

What you earn on every rupee spent

HDFC Pixel Play Credit Card earns 1.00% on all eligible spends as a base reward rate, with accelerated rates on entertainment & ott, online shopping, dining & food and other bonus categories listed below.

CategoryReward rate
All other spends (base rate)1.00%
🎬 Entertainment & OTT5% (cap ₹250/mo)
🛒 Online Shopping3% (cap ₹250/mo)
🍽️ Dining & Food3% (cap ₹250/mo)
5%
Entertainment & OTT
Cap ₹250/mo
3%
Online Shopping
Cap ₹250/mo
3%
Dining & Food
Cap ₹250/mo

Reward types: Cashback

Benefits & perks

Beyond the reward rate

The non-reward benefits on HDFC Pixel Play Credit Card are meaningful for frequent users. Here is what you get with the card.

🛫
No lounge access
This card does not include airport lounge access.
⛽
Fuel surcharge waiver
1% fuel surcharge waiver on petrol pump transactions (standard terms apply).
🎬
Movie & entertainment offers
Discounts on movie tickets via BookMyShow or partner platforms. Check issuer terms for current offer.
Eligibility

Who can apply for HDFC Pixel Play Credit Card

HDFC Pixel Play Credit Card requires a minimum net monthly income of ₹25,000 for salaried applicants. It is open to salaried employees and self-employed professionals.

₹25,000
Min monthly income
21–60
Age (years)
RequirementDetail
Minimum monthly income₹25,000
CIBIL scoreNot specified — clean history expected
Age range21–60 years
Employment typeSalaried, Self-employed
Typical approval time7–10 working days
Verdict

Who should (and shouldn't) get HDFC Pixel Play Credit Card

✅ Best for
  • → Heavy spenders on entertainment & ott who want 5% back
  • → Heavy spenders on online shopping who want 3% back
  • → Moderate spenders who can clear the fee waiver condition
⚠️ Not ideal for
  • → Frequent flyers who need airport lounge access
Frequently asked questions

HDFC Pixel Play Credit Card — Questions answered

What is the annual fee for HDFC Pixel Play Credit Card?
The annual fee is ₹500 from year 2 onwards, with a one-time joining fee of ₹500. The fee is waivable: Spend ₹1.5L/year.
What is the minimum income required for HDFC Pixel Play Credit Card?
Salaried applicants need a minimum net monthly income of ₹25,000. Self-employed applicants typically need equivalent annual income proof.
What is the reward rate on HDFC Pixel Play Credit Card for entertainment & ott?
HDFC Pixel Play Credit Card earns 5% on entertainment & ott, capped at ₹250 per statement cycle. On all other spends, the base reward rate is 1.00%.
Does HDFC Pixel Play Credit Card provide airport lounge access?
HDFC Pixel Play Credit Card does not include airport lounge access as a standard benefit. If lounge access is a priority, consider upgrading to a premium variant or a dedicated travel card.
How do I get the annual fee waived on HDFC Pixel Play Credit Card?
The annual fee on HDFC Pixel Play Credit Card is automatically waived when you meet the spend threshold: Spend ₹1.5L/year. You do not need to call the bank — the waiver is applied to the next billing cycle once the condition is met.
How long does it take to get HDFC Pixel Play Credit Card approved?
Most applications for HDFC Pixel Play Credit Card are processed within 7–10 working days. Pre-approved customers may receive instant digital approval. Physical card delivery typically takes 3–5 business days after approval.
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Information on this page is gathered from public sources and the card issuer's official website. Fees and reward rates may change — verify the current terms on the issuer's website before applying. SingleVerdict may earn a referral fee if you apply through our links, which does not affect our scoring or editorial decisions.