Credit Cards · Honest Review

Tata Neu Infinity HDFC Bank Credit Card

HDFC Bank · Visa

₹1,499Annual fee
1.50%Base rate
8Lounge visits/yr
₹50KMin income/mo
Apply Now →⊕ Compare

Your Verdict

Tata Neu Infinity HDFC Bank Credit Card
HDFC Bank · Visa
  • ✓5% NeuCoins on all Tata Neu app purchases (non-EMI)
  • ✓1.5% NeuCoins on all other spends
  • ✓Lounge access at domestic and international airports
  • ✓1,499 NeuCoins welcome benefit
  • ✓1% fuel surcharge waiver up to ₹250/statement
₹1,499/yrAnnual fee
₹1,499
Annual fee
1.50%
Base reward rate
8/yr
Lounge access
750+
CIBIL score
Our verdict
The Tata Neu Infinity HDFC Bank Credit Card maximises value for Tata ecosystem shoppers — from BigBasket and Croma to Westside and Air Asia via Tata Neu — earning 5% NeuCoins on all Tata Neu transactions. The ₹1,499 fee is waived at ₹3L annual spend, and lounge access sweetens the deal for occasional travellers.
Fees & charges

What Tata Neu Infinity HDFC Bank Credit Card costs you

Tata Neu Infinity HDFC Bank Credit Card carries a ₹1,499 annual fee and a ₹1,499 one-time joining fee. The annual fee is waivable: Spend ₹3L/year.

FeeAmount
Annual fee (year 2+)₹1,499
Joining fee (one-time)₹1,499
Fee waiver conditionSpend ₹3L/year
Spend required for waiver₹3,00,000 / year
Foreign transaction fee (forex markup)Not disclosed / standard rates apply
Rewards & cashback

What you earn on every rupee spent

Tata Neu Infinity HDFC Bank Credit Card earns 1.50% on all eligible spends as a base reward rate, with accelerated rates on online shopping and other bonus categories listed below. Each reward point is worth ₹1 when redeemed, giving a clear rupee value for your earnings.

CategoryReward rate
All other spends (base rate)1.50%
🛒 Online Shopping5%
5%
Online Shopping
Welcome bonus

1,499 NeuCoins on first Tata Neu transaction within 30 days

Reward types: Points

Benefits & perks

Beyond the reward rate

The non-reward benefits on Tata Neu Infinity HDFC Bank Credit Card are meaningful for frequent users. Here is what you get with the card.

🛫
Airport lounge access
Domestic lounges — 8 visits/year. International lounges via Priority Pass.
⛽
Fuel surcharge waiver
1% fuel surcharge waiver on petrol pump transactions (standard terms apply).
Eligibility

Who can apply for Tata Neu Infinity HDFC Bank Credit Card

Tata Neu Infinity HDFC Bank Credit Card requires a minimum net monthly income of ₹50,000 for salaried applicants and a CIBIL score of 750 or above. It is open to salaried and self-employed applicants.

₹50,000
Min monthly income
750+
CIBIL score
21–60
Age (years)
RequirementDetail
Minimum monthly income₹50,000
CIBIL score750+ (good to excellent)
Age range21–60 years
Employment typeSalaried & self-employed
Typical approval time7–10 working days
Verdict

Who should (and shouldn't) get Tata Neu Infinity HDFC Bank Credit Card

✅ Best for
  • → Heavy spenders on online shopping who want 5% back
  • → Frequent travelers who value airport lounge access
  • → Moderate spenders who can clear the fee waiver condition
⚠️ Not ideal for
    Frequently asked questions

    Tata Neu Infinity HDFC Bank Credit Card — Questions answered

    What is the annual fee for Tata Neu Infinity HDFC Bank Credit Card?
    The annual fee is ₹1,499 from year 2 onwards, with a one-time joining fee of ₹1,499. The fee is waivable: Spend ₹3L/year.
    What is the minimum income required for Tata Neu Infinity HDFC Bank Credit Card?
    Salaried applicants need a minimum net monthly income of ₹50,000 and a CIBIL score of at least 750. Self-employed applicants typically need equivalent annual income proof.
    What is the reward rate on Tata Neu Infinity HDFC Bank Credit Card for online shopping?
    Tata Neu Infinity HDFC Bank Credit Card earns 5% on online shopping with no monthly cap. On all other spends, the base reward rate is 1.50%.
    Does Tata Neu Infinity HDFC Bank Credit Card provide airport lounge access?
    Yes — Tata Neu Infinity HDFC Bank Credit Card includes domestic airport lounge access and international airport lounge access via Priority Pass, with 8 complimentary visits per year.
    How do I get the annual fee waived on Tata Neu Infinity HDFC Bank Credit Card?
    The annual fee on Tata Neu Infinity HDFC Bank Credit Card is automatically waived when you meet the spend threshold: Spend ₹3L/year. You do not need to call the bank — the waiver is applied to the next billing cycle once the condition is met.
    How long does it take to get Tata Neu Infinity HDFC Bank Credit Card approved?
    Most applications for Tata Neu Infinity HDFC Bank Credit Card are processed within 7–10 working days. Pre-approved customers may receive instant digital approval. Physical card delivery typically takes 3–5 business days after approval.
    Not sure if this card suits you?

    Answer 7 questions about your income, spending, and goals — our engine scores every card against your exact situation and gives you one recommendation.

    Get My Personalised Verdict →
    Apply for Tata Neu Infinity HDFC Bank Credit Card →⊕ Compare with other cards

    Information on this page is gathered from public sources and the card issuer's official website. Fees and reward rates may change — verify the current terms on the issuer's website before applying. SingleVerdict may earn a referral fee if you apply through our links, which does not affect our scoring or editorial decisions.