Credit Cards · Honest Review
RBL Bank ShopRite Credit Card
RBL Bank · Visa
Your Verdict
- ✓20 reward points per 100 on grocery shopping, capped at 1,000 points/month
- ✓Up to 10% off on BookMyShow movie tickets
- ✓Low annual fee of 500, waivable on 1.5 lakh annual spend
- ✓1% fuel surcharge waiver
- ✓Good fit for grocery and everyday household spending
What RBL Bank ShopRite Credit Card costs you
RBL Bank ShopRite Credit Card carries a ₹500 annual fee and a ₹500 one-time joining fee. The annual fee is waivable: Spend 1.5 lakh or more in a membership year.
| Fee | Amount |
|---|---|
| Annual fee (year 2+) | ₹500 |
| Joining fee (one-time) | ₹500 |
| Fee waiver condition | Spend 1.5 lakh or more in a membership year |
| Spend required for waiver | ₹1,50,000 / year |
| Foreign transaction fee (forex markup) | 3.5% per transaction |
What you earn on every rupee spent
RBL Bank ShopRite Credit Card earns 1.00% on all eligible spends as a base reward rate, with accelerated rates on groceries and other bonus categories listed below. Each reward point is worth ₹0.25 when redeemed, giving a clear rupee value for your earnings.
| Category | Reward rate |
|---|---|
| All other spends (base rate) | 1.00% |
| 🛒 Groceries | 20% (cap ₹1,000/mo) |
2,000 reward points on card activation
Reward types: Points · Cashback
Beyond the reward rate
The non-reward benefits on RBL Bank ShopRite Credit Card are meaningful for frequent users. Here is what you get with the card.
Who can apply for RBL Bank ShopRite Credit Card
RBL Bank ShopRite Credit Card requires a minimum net monthly income of ₹20,000 for salaried applicants. It is open to salaried and self-employed applicants.
| Requirement | Detail |
|---|---|
| Minimum monthly income | ₹20,000 |
| CIBIL score | Not specified — clean history expected |
| Age range | 21–60 years |
| Employment type | Salaried & self-employed |
| Typical approval time |
Entry-level card aimed at first-time cardholders and everyday grocery/retail shoppers.
Who should (and shouldn't) get RBL Bank ShopRite Credit Card
- → Heavy spenders on groceries who want 20% back
- → Moderate spenders who can clear the fee waiver condition
- → Frequent flyers who need airport lounge access
- → International travelers — the 3.5% forex markup adds up quickly
RBL Bank ShopRite Credit Card — Questions answered
What is the annual fee for RBL Bank ShopRite Credit Card?
What is the minimum income required for RBL Bank ShopRite Credit Card?
What is the reward rate on RBL Bank ShopRite Credit Card for groceries?
Does RBL Bank ShopRite Credit Card provide airport lounge access?
How do I get the annual fee waived on RBL Bank ShopRite Credit Card?
How long does it take to get RBL Bank ShopRite Credit Card approved?
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Get My Personalised Verdict →Information on this page is gathered from public sources and the card issuer's official website. Fees and reward rates may change — verify the current terms on the issuer's website before applying. SingleVerdict may earn a referral fee if you apply through our links, which does not affect our scoring or editorial decisions.