Credit Cards · Honest Review
RBL Bank Cookies Credit Card
RBL Bank · Visa
Your Verdict
- ✓5X reward points on all online spends
- ✓10% instant discount on BookMyShow, Zomato, Myntra, and Uber
- ✓1X points on all offline spends
- ✓Lifetime free — no annual fee
What RBL Bank Cookies Credit Card costs you
RBL Bank Cookies Credit Card is a lifetime-free credit card — you pay zero joining fee and zero annual fee, ever. This makes it a zero-cost card for any spending level.
| Fee | Amount |
|---|---|
| Annual fee (year 2+) | Free — ₹0 |
| Joining fee (one-time) | Free — ₹0 |
| Foreign transaction fee (forex markup) | Not disclosed / standard rates apply |
What you earn on every rupee spent
RBL Bank Cookies Credit Card earns 1.00% on all eligible spends as a base reward rate, with accelerated rates on online shopping and other bonus categories listed below.
| Category | Reward rate |
|---|---|
| All other spends (base rate) | 1.00% |
| 🛒 Online Shopping | 5% |
Instant offers on activation
Reward types: Cashback · Discounts
Beyond the reward rate
The non-reward benefits on RBL Bank Cookies Credit Card are meaningful for frequent users. Here is what you get with the card.
Who can apply for RBL Bank Cookies Credit Card
RBL Bank Cookies Credit Card requires a minimum net monthly income of ₹15,000 for salaried applicants and a CIBIL score of 680 or above. It is open to salaried and self-employed applicants.
| Requirement | Detail |
|---|---|
| Minimum monthly income | ₹15,000 |
| CIBIL score | 680+ (good to excellent) |
| Age range | 21–60 years |
| Employment type | Salaried & self-employed |
| Typical approval time | 7–10 working days |
Who should (and shouldn't) get RBL Bank Cookies Credit Card
- → Heavy spenders on online shopping who want 5% back
- → First-time cardholders who want zero-cost entry
- → Frequent flyers who need airport lounge access
RBL Bank Cookies Credit Card — Questions answered
Is RBL Bank Cookies Credit Card free for life?
What is the minimum income required for RBL Bank Cookies Credit Card?
What is the reward rate on RBL Bank Cookies Credit Card for online shopping?
Does RBL Bank Cookies Credit Card provide airport lounge access?
How long does it take to get RBL Bank Cookies Credit Card approved?
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Get My Personalised Verdict →Information on this page is gathered from public sources and the card issuer's official website. Fees and reward rates may change — verify the current terms on the issuer's website before applying. SingleVerdict may earn a referral fee if you apply through our links, which does not affect our scoring or editorial decisions.