Credit Cards · Honest Review
RBL Bank Shoprite Credit Card
RBL Bank · Visa
Your Verdict
- ✓5X reward points on grocery and supermarket spends
- ✓1 reward point per ₹100 on all other spends
- ✓1% fuel surcharge waiver
- ✓Annual fee waived on ₹1.5L annual spend
What RBL Bank Shoprite Credit Card costs you
RBL Bank Shoprite Credit Card carries a ₹500 annual fee and a ₹500 one-time joining fee. The annual fee is waivable: Spend ₹1.5L/year.
| Fee | Amount |
|---|---|
| Annual fee (year 2+) | ₹500 |
| Joining fee (one-time) | ₹500 |
| Fee waiver condition | Spend ₹1.5L/year |
| Spend required for waiver | ₹1,50,000 / year |
| Foreign transaction fee (forex markup) | Not disclosed / standard rates apply |
What you earn on every rupee spent
RBL Bank Shoprite Credit Card earns 1.00% on all eligible spends as a base reward rate, with accelerated rates on groceries and other bonus categories listed below.
| Category | Reward rate |
|---|---|
| All other spends (base rate) | 1.00% |
| 🛒 Groceries | 5% |
500 reward points on first transaction
Reward types: Points
Beyond the reward rate
The non-reward benefits on RBL Bank Shoprite Credit Card are meaningful for frequent users. Here is what you get with the card.
Who can apply for RBL Bank Shoprite Credit Card
RBL Bank Shoprite Credit Card requires a minimum net monthly income of ₹15,000 for salaried applicants and a CIBIL score of 680 or above. It is open to salaried and self-employed applicants.
| Requirement | Detail |
|---|---|
| Minimum monthly income | ₹15,000 |
| CIBIL score | 680+ (good to excellent) |
| Age range | 21–60 years |
| Employment type | Salaried & self-employed |
| Typical approval time | 7–10 working days |
Who should (and shouldn't) get RBL Bank Shoprite Credit Card
- → Heavy spenders on groceries who want 5% back
- → Moderate spenders who can clear the fee waiver condition
- → Frequent flyers who need airport lounge access
RBL Bank Shoprite Credit Card — Questions answered
What is the annual fee for RBL Bank Shoprite Credit Card?
What is the minimum income required for RBL Bank Shoprite Credit Card?
What is the reward rate on RBL Bank Shoprite Credit Card for groceries?
Does RBL Bank Shoprite Credit Card provide airport lounge access?
How do I get the annual fee waived on RBL Bank Shoprite Credit Card?
How long does it take to get RBL Bank Shoprite Credit Card approved?
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Get My Personalised Verdict →Information on this page is gathered from public sources and the card issuer's official website. Fees and reward rates may change — verify the current terms on the issuer's website before applying. SingleVerdict may earn a referral fee if you apply through our links, which does not affect our scoring or editorial decisions.