Credit Cards · Honest Review

SBI Card SPRINT

SBI Card · Visa

₹499Annual fee
1.00%Base rate
₹20KMin income/mo
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Your Verdict

SBI Card SPRINT
SBI Card · Visa
  • ✓5% cashback on fuel at all petrol pumps
  • ✓3% cashback on grocery purchases
  • ✓Fuel surcharge waiver up to ₹100/month
  • ✓₹499 fee waived at ₹1L annual spend
  • ✓1% cashback on all other spends
₹499/yrAnnual fee
₹499
Annual fee
1.00%
Base reward rate
None
Lounge access
Good
CIBIL score
Our verdict
The SBI Card SPRINT is built for daily commuters — 5% cashback on all fuel purchases (not just one brand) and 3% on groceries. At ₹499 annual fee (waived at ₹1L), it's a practical choice for those with high fuel and grocery spending.
Fees & charges

What SBI Card SPRINT costs you

SBI Card SPRINT carries a ₹499 annual fee and a ₹499 one-time joining fee. The annual fee is waivable: Spend ₹1L/year.

FeeAmount
Annual fee (year 2+)₹499
Joining fee (one-time)₹499
Fee waiver conditionSpend ₹1L/year
Spend required for waiver₹1,00,000 / year
Foreign transaction fee (forex markup)Not disclosed / standard rates apply
Rewards & cashback

What you earn on every rupee spent

SBI Card SPRINT earns 1.00% on all eligible spends as a base reward rate, with accelerated rates on fuel, groceries and other bonus categories listed below.

CategoryReward rate
All other spends (base rate)1.00%
⛽ Fuel5% (cap ₹250/mo)
🛒 Groceries3%
5%
Fuel
Cap ₹250/mo
3%
Groceries

Reward types: Cashback

Benefits & perks

Beyond the reward rate

The non-reward benefits on SBI Card SPRINT are meaningful for frequent users. Here is what you get with the card.

🛫
No lounge access
This card does not include airport lounge access.
⛽
Fuel surcharge waiver
1% fuel surcharge waiver on petrol pump transactions (standard terms apply).
Eligibility

Who can apply for SBI Card SPRINT

SBI Card SPRINT requires a minimum net monthly income of ₹20,000 for salaried applicants. It is open to salaried employees and self-employed professionals.

₹20,000
Min monthly income
21–60
Age (years)
RequirementDetail
Minimum monthly income₹20,000
CIBIL scoreNot specified — clean history expected
Age range21–60 years
Employment typeSalaried, Self-employed
Typical approval time7–10 working days
Verdict

Who should (and shouldn't) get SBI Card SPRINT

✅ Best for
  • → Heavy spenders on fuel who want 5% back
  • → Heavy spenders on groceries who want 3% back
  • → Moderate spenders who can clear the fee waiver condition
⚠️ Not ideal for
  • → Frequent flyers who need airport lounge access
Frequently asked questions

SBI Card SPRINT — Questions answered

What is the annual fee for SBI Card SPRINT?
The annual fee is ₹499 from year 2 onwards, with a one-time joining fee of ₹499. The fee is waivable: Spend ₹1L/year.
What is the minimum income required for SBI Card SPRINT?
Salaried applicants need a minimum net monthly income of ₹20,000. Self-employed applicants typically need equivalent annual income proof.
What is the reward rate on SBI Card SPRINT for fuel?
SBI Card SPRINT earns 5% on fuel, capped at ₹250 per statement cycle. On all other spends, the base reward rate is 1.00%.
Does SBI Card SPRINT provide airport lounge access?
SBI Card SPRINT does not include airport lounge access as a standard benefit. If lounge access is a priority, consider upgrading to a premium variant or a dedicated travel card.
How do I get the annual fee waived on SBI Card SPRINT?
The annual fee on SBI Card SPRINT is automatically waived when you meet the spend threshold: Spend ₹1L/year. You do not need to call the bank — the waiver is applied to the next billing cycle once the condition is met.
How long does it take to get SBI Card SPRINT approved?
Most applications for SBI Card SPRINT are processed within 7–10 working days. Pre-approved customers may receive instant digital approval. Physical card delivery typically takes 3–5 business days after approval.
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Information on this page is gathered from public sources and the card issuer's official website. Fees and reward rates may change — verify the current terms on the issuer's website before applying. SingleVerdict may earn a referral fee if you apply through our links, which does not affect our scoring or editorial decisions.