Credit Cards · Honest Review
Yes Bank POP Club Credit Card
Yes Bank · Visa
Your Verdict
- ✓Zero joining fee — starts free
- ✓5% cashback on shopping, dining, and entertainment (up to ₹500/month each)
- ✓1% cashback on all other spends
- ✓Fuel surcharge waiver up to ₹100/month
- ✓₹399 annual fee from second year, waived at ₹1L spend
What Yes Bank POP Club Credit Card costs you
Yes Bank POP Club Credit Card carries a ₹399 annual fee. The annual fee is waivable: Spend ₹1L/year from second year.
| Fee | Amount |
|---|---|
| Annual fee (year 2+) | ₹399 |
| Joining fee (one-time) | Free — ₹0 |
| Fee waiver condition | Spend ₹1L/year from second year |
| Spend required for waiver | ₹1,00,000 / year |
| Foreign transaction fee (forex markup) | Not disclosed / standard rates apply |
What you earn on every rupee spent
Yes Bank POP Club Credit Card earns 1.00% on all eligible spends as a base reward rate, with accelerated rates on online shopping, dining & food, entertainment & ott and other bonus categories listed below.
| Category | Reward rate |
|---|---|
| All other spends (base rate) | 1.00% |
| 🛒 Online Shopping | 5% (cap ₹500/mo) |
| 🍽️ Dining & Food | 5% (cap ₹500/mo) |
| 🎬 Entertainment & OTT | 5% (cap ₹500/mo) |
No joining fee — free to start
Reward types: Cashback
Beyond the reward rate
The non-reward benefits on Yes Bank POP Club Credit Card are meaningful for frequent users. Here is what you get with the card.
Who can apply for Yes Bank POP Club Credit Card
Yes Bank POP Club Credit Card requires a minimum net monthly income of ₹20,000 for salaried applicants. It is open to salaried employees and self-employed professionals.
| Requirement | Detail |
|---|---|
| Minimum monthly income | ₹20,000 |
| CIBIL score | Not specified — clean history expected |
| Age range | 21–60 years |
| Employment type | Salaried, Self-employed |
| Typical approval time | 7–10 working days |
Who should (and shouldn't) get Yes Bank POP Club Credit Card
- → Heavy spenders on online shopping who want 5% back
- → Heavy spenders on dining & food who want 5% back
- → Moderate spenders who can clear the fee waiver condition
- → Frequent flyers who need airport lounge access
Yes Bank POP Club Credit Card — Questions answered
What is the annual fee for Yes Bank POP Club Credit Card?
What is the minimum income required for Yes Bank POP Club Credit Card?
What is the reward rate on Yes Bank POP Club Credit Card for online shopping?
Does Yes Bank POP Club Credit Card provide airport lounge access?
How do I get the annual fee waived on Yes Bank POP Club Credit Card?
How long does it take to get Yes Bank POP Club Credit Card approved?
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Get My Personalised Verdict →Information on this page is gathered from public sources and the card issuer's official website. Fees and reward rates may change — verify the current terms on the issuer's website before applying. SingleVerdict may earn a referral fee if you apply through our links, which does not affect our scoring or editorial decisions.