Credit Cards · Fuel
Best Credit Cards for Fuel
Fuel credit cards reward petrol and diesel purchases and often waive the 1% fuel surcharge levied at most pumps. Ranked below by fuel-category reward rate.
Ranked
12 cards ranked for fuel
SBI Card BPCL Octane
SBI Card
25.00%
on fuel
- ✓25X reward points on BPCL fuel — 7.25% effective savings
- ✓6,000 welcome reward points worth ₹1,500 on joining
- ✓1 domestic lounge visit per quarter
Axis Bank Indian Oil Credit Card
Axis Bank
20.00%
on fuel
- ✓20X EDGE rewards on Indian Oil fuel purchases
- ✓Fuel surcharge waiver up to ₹400/month
- ✓Earn reward points redeemable for free fuel at IOCL pumps
IndianOil RBL Bank XTRA Credit Card
RBL Bank
15.00%
on fuel
- ✓15 fuel points per ₹100 spent at IndianOil petrol stations (max 2,000 points/month)
- ✓2 fuel points per ₹100 on all other purchases
- ✓1% fuel surcharge waiver up to ₹200/month
SBI BPCL Credit Card
SBI Card
13.00%
on fuel
- ✓13X reward points on BPCL fuel — equivalent to 4.25% savings
- ✓Fuel surcharge waiver at all BPCL petrol pumps
- ✓1X reward points on all other spends
SBM Novio RuPay Credit Card
SBM Bank
10.00%
on fuel
- ✓Lifetime free — no joining or annual fee
- ✓FD-backed secured card (minimum FD ₹5,000)
- ✓5X Novio Coins on all UPI and card spends
IDFC First Power+ Credit Card
IDFC FIRST Bank
6.50%
on fuel
- ✓6.5% rewards on HPCL fuel purchases (up to ₹10,000/month)
- ✓5% rewards on grocery and utility bill payments
- ✓Complimentary domestic airport lounge access (4 visits/year)
IDFC First Power Credit Card
IDFC FIRST Bank
6.50%
on fuel
- ✓6.5% rewards on HPCL fuel spends (up to ₹10,000/month)
- ✓5% rewards on grocery and utility bill payments
- ✓5% rewards on FASTag recharges (up to ₹1,000/month)
RBL Bank Indian Oil Credit Card
RBL Bank
6.00%
on fuel
- ✓6% effective savings on Indian Oil fuel purchases
- ✓Fuel surcharge waiver at all IOCL petrol pumps
- ✓Reward points redeemable for free fuel at Indian Oil
SBI Card SPRINT
SBI Card
5.00%
on fuel
- ✓5% cashback on fuel at all petrol pumps
- ✓3% cashback on grocery purchases
- ✓Fuel surcharge waiver up to ₹100/month
IndianOil HDFC Bank Credit Card
HDFC Bank
5.00%
on fuel
- ✓5% fuel points at IndianOil outlets, up to 50 litres of free fuel annually
- ✓5% fuel points on groceries and bill payments (capped per category)
- ✓1 fuel point per 150 on all other spends including UPI
IDFC FIRST Earn Credit Card
IDFC FIRST Bank
3.00%
on fuel
- ✓FD-backed credit card — credit limit based on fixed deposit
- ✓5% cashback on online shopping (capped ₹500/month)
- ✓3% on groceries and fuel
ICICI Bank HPCL Coral Credit Card
ICICI Bank
2.50%
on fuel
- ✓2.5% cashback as reward points on HPCL fuel transactions, capped at 100/month
- ✓1% fuel surcharge waiver at HPCL outlets
- ✓Low joining and annual fee of 199, easily waived on 50,000 annual spend
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