Online shopping is one of the fastest-growing spend categories for credit card users in India. Amazon and Flipkart together account for over 60% of Indian e-commerce. The right credit card can earn you 3-5% back on every purchase - that adds up to thousands of rupees every year.
How We Ranked These Cards
We scored cards purely on shopping reward rate, welcome bonus value, no-cost EMI availability, and any monthly caps on cashback. Cards with platform-specific cashback (Amazon Pay ICICI, Axis Flipkart) ranked highest for those platforms.
Top Cards for Amazon Shopping
Amazon Pay ICICI Bank Credit Card
The Amazon Pay ICICI Credit Card is the single best card for Amazon shoppers. Prime members earn 5% cashback on Amazon and 2% at partner merchants. The cashback is credited directly to your Amazon Pay balance with no redemption hassle. Lifetime free - zero annual fee.
Axis Bank ACE Credit Card
The Axis Bank ACE Credit Card earns 5% cashback on bill payments via Google Pay, 4% on Swiggy, Zomato, and Ola, and 2% on all other spends including online shopping. Annual fee of Rs 499, waivable on Rs 2 lakh spend.
Top Cards for Flipkart Shopping
Axis Bank Flipkart Credit Card
The Axis Bank Flipkart Credit Card earns 5% cashback on Flipkart and Myntra, 4% on preferred partners, and 1.5% on all other spends. One of the strongest co-branded cards for pure Flipkart shoppers.
Best All-Round Card for Online Shopping
If you shop across multiple platforms rather than just Amazon or Flipkart, the HDFC Millennia Credit Card earns 5% cashback on Amazon, Flipkart, Myntra, and other major online platforms. The Rs 1,000 annual fee is waived on Rs 1 lakh annual spend.
Bottom Line
For Amazon-first shoppers: Amazon Pay ICICI. For Flipkart-first shoppers: Axis Flipkart. For multi-platform shoppers: HDFC Millennia. Use the SingleVerdict finder to get a personalised recommendation based on your exact spending pattern.