Credit Cards · American Express
American Express Credit Cards
5 cards · Ranked by top reward rate
American Express cards in India are known for strong reward programs, exclusive lounge access, and premium customer service. Acceptance has improved significantly in recent years.
American Express Platinum Travel Credit Card
American Express
1.00%
base reward rate
- ✓5X Membership Rewards on Amex Travel Online bookings
- ✓10,000 welcome MR points worth ₹5,000+ in travel redemptions
- ✓Annual Taj voucher worth ₹10,000 on ₹4L annual spend
American Express Platinum Reserve Credit Card
American Express
1.00%
base reward rate
- ✓5X Membership Rewards points on travel and dining
- ✓11,000 welcome MR points on joining
- ✓4 domestic + international lounge visits per quarter
American Express Platinum Charge Card
American Express
1.00%
base reward rate
- ✓Unlimited global lounge access — Centurion, Priority Pass, Delta SkyClub
- ✓50,000 welcome Membership Rewards points worth ₹50,000
- ✓5X MR points on travel and dining globally
American Express SmartEarn Credit Card
American Express
2.00%
base reward rate
- ✓Low entry-level annual fee of 495, waivable on 40,000 annual spend
- ✓1 Membership Rewards point per 50 on regular spends
- ✓Bonus points on 10X partner brands like Zomato, BookMyShow, Flipkart, and Uber
American Express Membership Rewards Credit Card
American Express
0.50%
base reward rate
- ✓18 Karat Gold Collection: redeem 18,000 points for ?8,000+ vouchers
- ✓1,000 bonus points on 4 transactions of ?1,500+ in a month
- ✓Amex Offers: curated discounts at partner restaurants and brands
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