Credit Cards · HDFC Bank
HDFC Bank Credit Cards
19 cards · Ranked by top reward rate
HDFC Bank is India's largest credit card issuer with cards across every segment — from the entry-level Millennia to the ultra-premium Infinia. Cards are ranked below by their top reward rate.
Swiggy HDFC Bank Credit Card
HDFC Bank
1.00%
base reward rate
- ✓10% cashback on all Swiggy orders (food, Instamart, Dineout, Genie) — capped ₹1,500/month
- ✓5% cashback on selected online categories (apparel, electronics, entertainment) — capped ₹1,500/month
- ✓1% cashback on all other spends
HDFC Bank Marriott Bonvoy Credit Card
HDFC Bank
2.00%
base reward rate
- ✓8X Bonvoy points on Marriott hotel stays worldwide
- ✓15,000 welcome Bonvoy points worth ~₹10,500 in hotel stays
- ✓Complimentary Marriott Bonvoy Silver Elite status
HDFC Bank Regalia Credit Card
HDFC Bank
1.33%
base reward rate
- ✓12 complimentary domestic lounge visits/year
- ✓6 international Priority Pass lounge visits/year
- ✓2% FX markup � lowest among HDFC cards
HDFC Bank Freedom Credit Card
HDFC Bank
0.67%
base reward rate
- ✓10X CashPoints (capped 2,500/month) on BigBasket, BookMyShow, OYO, Swiggy and Uber
- ✓1 CashPoint per 150 on all other spends
- ✓500 bonus CashPoints on joining fee payment
HDFC Bank Business Power Credit Card
HDFC Bank
5.00%
base reward rate
- ✓5X reward points on all business-related spends
- ✓2 domestic lounge visits per quarter
- ✓Dedicated business travel and insurance benefits
HDFC Bank Regalia Gold Credit Card
HDFC Bank
2.00%
base reward rate
- ✓5X rewards on Myntra, Nykaa, BookMyShow, Zomato, Swiggy, and Swiggy Instamart
- ✓6 international lounge visits per year via Priority Pass
- ✓Complimentary Swiggy One and MMT Black membership
HDFC Infinia Credit Card Metal Edition
HDFC Bank
3.33%
base reward rate
- ✓5 reward points per ₹150 on all spends (≈3.33% return at ₹1/point)
- ✓Unlimited domestic and international airport lounge access (Priority Pass)
- ✓12,500 welcome reward points on card issuance
HDFC Millennia Credit Card
HDFC Bank
1.00%
base reward rate
- ✓5% CashPoints on Amazon, Flipkart, Swiggy, Zomato, BookMyShow, Cult.fit, Tata CLiQ and Myntra
- ✓1% CashPoints on all other spends
- ✓8 complimentary domestic lounge visits/year (2/quarter)
HDFC Bank MoneyBack+ Credit Card
HDFC Bank
1.00%
base reward rate
- ✓10X CashPoints on Flipkart, Amazon, Swiggy, Reliance Smart and BigBasket
- ✓2 CashPoints per ₹200 on all other spends
- ✓0.5% CashPoints on UPI transactions
HDFC IRCTC Credit Card
HDFC Bank
1.00%
base reward rate
- ✓5% value back on IRCTC train ticket bookings
- ✓8 IRCTC railway lounge visits per year (2/quarter)
- ✓1% IRCTC transaction fee waiver
HDFC Pixel Play Credit Card
HDFC Bank
1.00%
base reward rate
- ✓5% cashback on OTT subscriptions (Netflix, Hotstar, Amazon Prime)
- ✓3% on online shopping and dining
- ✓Digital-first card — manage entirely on HDFC app
HDFC Bank Biz First Credit Card
HDFC Bank
1.00%
base reward rate
- ✓5% cashback on business-related online spends
- ✓GST billing for corporate expense management
- ✓Zero liability on fraudulent transactions
Tata Neu Infinity HDFC Bank Credit Card
HDFC Bank
1.50%
base reward rate
- ✓5% NeuCoins on all Tata Neu app purchases (non-EMI)
- ✓1.5% NeuCoins on all other spends
- ✓Lounge access at domestic and international airports
IndianOil HDFC Bank Credit Card
HDFC Bank
0.13%
base reward rate
- ✓5% fuel points at IndianOil outlets, up to 50 litres of free fuel annually
- ✓5% fuel points on groceries and bill payments (capped per category)
- ✓1 fuel point per 150 on all other spends including UPI
HDFC Bank MoneyBack Credit Card
HDFC Bank
2.00%
base reward rate
- ✓4% cashback on online shopping and dining
- ✓2% cashback on all other spends
- ✓No cap on cashback earnings
HDFC Bank Diners Club Black Metal Edition Credit Card
HDFC Bank
3.33%
base reward rate
- ✓Unlimited domestic and international airport lounge access
- ✓Up to 24 complimentary golf rounds annually (6 per quarter)
- ✓5 reward points per 150 spent, with 10,000 bonus points on 4 lakh quarterly spend
HDFC GIGA Business Credit Card
HDFC Bank
1.00%
base reward rate
- ✓6 CashPoints per ₹200 on GST payments, tax payments, and digital services
- ✓2 CashPoints per ₹200 on all other business spends
- ✓1% fuel surcharge waiver for business fuel expenses
HDFC Bank Shoppers Stop Credit Card
HDFC Bank
1.00%
base reward rate
- ✓3% reward points on all Shoppers Stop spends
- ✓1% reward points on all other spends
- ✓Complimentary Shoppers Stop Silver Edge membership
HDFC Bank RuPay Platinum Credit Card
HDFC Bank
1.00%
base reward rate
- ✓Lifetime free RuPay credit card
- ✓UPI credit payments via PhonePe, Google Pay, BHIM
- ✓2X rewards on grocery and online shopping
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