Credit Cards · IDFC FIRST Bank
IDFC FIRST Bank Credit Cards
13 cards · Ranked by top reward rate
IDFC FIRST Bank is known for lifetime-free cards, zero forex markup, and high reward rates — a strong pick for first-time cardholders and frequent international travelers.
IndiGo IDFC FIRST Dual Credit Card
IDFC FIRST Bank
0.50%
base reward rate
- ✓Up to 22 BluChips per ₹100 on all IndiGo flight bookings
- ✓3 BluChips per ₹100 on dining and entertainment
- ✓0.5 BluChips per ₹100 on all other spends
IDFC First Power+ Credit Card
IDFC FIRST Bank
5.00%
base reward rate
- ✓6.5% rewards on HPCL fuel purchases (up to ₹10,000/month)
- ✓5% rewards on grocery and utility bill payments
- ✓Complimentary domestic airport lounge access (4 visits/year)
IDFC First Power Credit Card
IDFC FIRST Bank
5.00%
base reward rate
- ✓6.5% rewards on HPCL fuel spends (up to ₹10,000/month)
- ✓5% rewards on grocery and utility bill payments
- ✓5% rewards on FASTag recharges (up to ₹1,000/month)
IDFC FIRST Classic Credit Card
IDFC FIRST Bank
3.00%
base reward rate
- ✓Lifetime free — zero joining and annual fee
- ✓6X rewards on online shopping, dining, and entertainment
- ✓3X on all other spends
IDFC FIRST Wow Black Credit Card
IDFC FIRST Bank
3.00%
base reward rate
- ✓FD-backed secured card — guaranteed approval with fixed deposit
- ✓Lifetime free — zero annual and joining fee
- ✓6X rewards on shopping, dining, and entertainment
IDFC FIRST Earn Credit Card
IDFC FIRST Bank
1.00%
base reward rate
- ✓FD-backed credit card — credit limit based on fixed deposit
- ✓5% cashback on online shopping (capped ₹500/month)
- ✓3% on groceries and fuel
IDFC FIRST Ashva Credit Card
IDFC FIRST Bank
2.50%
base reward rate
- ✓Metal credit card with best-in-class travel benefits
- ✓5X reward points on international spends (≈2% return)
- ✓Unlimited domestic and international lounge access
IDFC FIRST Bank Mayura Credit Card
IDFC FIRST Bank
2.50%
base reward rate
- ✓Up to 10X reward points on spends above ₹20,000/month
- ✓Unlimited airport lounge access (domestic + international)
- ✓Metal credit card with premium concierge services
IDFC FIRST WOW Credit Card
IDFC FIRST Bank
1.00%
base reward rate
- ✓FD-backed secured credit card — guaranteed approval
- ✓Lifetime free — zero annual and joining fee
- ✓3X rewards on online shopping and dining
IDFC SWYP Credit Card
IDFC FIRST Bank
1.00%
base reward rate
- ✓Instant EMI conversion on all purchases — no-cost EMI across major brands
- ✓Up to ₹700/month discount on flight and hotel bookings for first 3 months
- ✓Reward points on all spends redeemable for travel and shopping
IDFC FIRST Wealth Credit Card
IDFC FIRST Bank
0.60%
base reward rate
- ✓Unlimited domestic lounge access
- ✓1.5% FX markup � among the best for international use
- ✓10X reward points on birthdays and special offers
IDFC FIRST Millennia Credit Card
IDFC FIRST Bank
0.75%
base reward rate
- ✓Lifetime free with no joining or annual fee
- ✓Up to 10X reward points on dining and travel spends
- ✓25% off up to 100 on movie tickets via Paytm, once a month
IDFC FIRST Select Credit Card
IDFC FIRST Bank
0.75%
base reward rate
- ✓Lifetime free card with no joining or annual fee
- ✓10X reward points on dining, travel, international spends and birthday spends
- ✓Quarterly complimentary domestic airport lounge access (spend-linked)
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