Credit Cards · Head to Head

Amazon Pay ICICI Bank Credit Card vs Axis Bank Flipkart Credit Card

Side-by-side comparison of fees, rewards, and benefits. Find out which card wins for your situation.

ICICI Bank

Amazon Pay ICICI Bank Credit Card

Lifetime free annual fee · 1% base rate

Pick this if you want:

  • ✓Lower annual fee (Lifetime free vs ₹500/yr)
  • ✓Lower income requirement — easier to get approved

Axis Bank

Axis Bank Flipkart Credit Card

₹500/yr annual fee · 1.5% base rate

Pick this if you want:

  • ✓Includes airport lounge access
  • ✓Higher base reward rate (1.5% vs 1%)

Full Comparison

FeatureAmazon Pay ICICI Bank Credit CardAxis Bank Flipkart Credit Card
Annual feeLifetime free (waivable)₹500/yr (waivable)
Joining fee✓Free₹500
Base reward rate1%✓1.5%
Top bonus rate✓5% on Shopping✓5% on Shopping
Lounge accessNo✓Yes (4/yr)
Forex markup3.5%Not disclosed
Min monthly income✓₹20,000₹25,000
Min CIBIL score700+Not specified
NetworkVisaVisa

Amazon Pay ICICI Bank Credit Card vs Axis Bank Flipkart Credit Card — FAQs

Which is better — Amazon Pay ICICI Bank Credit Card or Axis Bank Flipkart Credit Card?
It depends on your spending pattern. Amazon Pay ICICI Bank Credit Card is better if: lower annual fee (lifetime free vs ₹500/yr). Axis Bank Flipkart Credit Card is better if: includes airport lounge access. Use the SingleVerdict finder to get a personalised answer based on your exact income, spending, and goals.
What is the annual fee difference between Amazon Pay ICICI Bank Credit Card and Axis Bank Flipkart Credit Card?
Amazon Pay ICICI Bank Credit Card has an annual fee of Lifetime free, waivable if Lifetime free � no annual fee. Axis Bank Flipkart Credit Card has an annual fee of ₹500/yr, waivable if Spend ₹2L/year.
Which card has better rewards — Amazon Pay ICICI Bank Credit Card or Axis Bank Flipkart Credit Card?
Amazon Pay ICICI Bank Credit Card earns 1% base reward rate and up to 5% on Shopping. Axis Bank Flipkart Credit Card earns 1.5% base reward rate and up to 5% on Shopping. Pick the card whose bonus category matches where you spend the most.
Which card is easier to get approved for?
Amazon Pay ICICI Bank Credit Card requires a minimum monthly income of ₹20,000 and CIBIL score of 700+. Axis Bank Flipkart Credit Card requires ₹25,000. Amazon Pay ICICI Bank Credit Card has a lower income threshold and may be easier to qualify for.
Still not sure which one to pick?

Answer 7 questions about your income, spending, and goals — we score every card against your exact situation and give you one personalised verdict.

Get My Personalised Verdict →

Information on this page is gathered from public sources and card issuers' official websites. Fees and rates may change — verify on the issuer website before applying. SingleVerdict may earn a referral fee if you apply through our links.