Credit Cards · Head to Head
Axis Bank Atlas Credit Card vs HDFC Bank Regalia Gold Credit Card
Side-by-side comparison of fees, rewards, and benefits. Find out which card wins for your situation.
Axis Bank
Axis Bank Atlas Credit Card
₹5,000/yr annual fee · 2% base rate
Pick this if you want:
- ✓Comparable overall — suited to Travel spenders
HDFC Bank
HDFC Bank Regalia Gold Credit Card
₹2,500/yr annual fee · 2% base rate
Pick this if you want:
- ✓Lower annual fee (₹2,500/yr vs ₹5,000/yr)
Full Comparison
Axis Bank Atlas Credit Card vs HDFC Bank Regalia Gold Credit Card — FAQs
Which is better — Axis Bank Atlas Credit Card or HDFC Bank Regalia Gold Credit Card?
It depends on your spending pattern. Axis Bank Atlas Credit Card is better if: comparable overall — suited to travel spenders. HDFC Bank Regalia Gold Credit Card is better if: lower annual fee (₹2,500/yr vs ₹5,000/yr). Use the SingleVerdict finder to get a personalised answer based on your exact income, spending, and goals.
What is the annual fee difference between Axis Bank Atlas Credit Card and HDFC Bank Regalia Gold Credit Card?
Axis Bank Atlas Credit Card has an annual fee of ₹5,000/yr. HDFC Bank Regalia Gold Credit Card has an annual fee of ₹2,500/yr, waivable if Spend ₹4L/year.
Which card has better rewards — Axis Bank Atlas Credit Card or HDFC Bank Regalia Gold Credit Card?
Axis Bank Atlas Credit Card earns 2% base reward rate and up to 5% on Travel. HDFC Bank Regalia Gold Credit Card earns 2% base reward rate and up to 5% on Shopping. Pick the card whose bonus category matches where you spend the most.
Which card is easier to get approved for?
Axis Bank Atlas Credit Card requires a minimum monthly income of ₹1,00,000 and CIBIL score of 750+. HDFC Bank Regalia Gold Credit Card requires ₹1,00,000. Both cards have similar eligibility criteria.
Still not sure which one to pick?
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Get My Personalised Verdict →Information on this page is gathered from public sources and card issuers' official websites. Fees and rates may change — verify on the issuer website before applying. SingleVerdict may earn a referral fee if you apply through our links.