Credit Cards · Head to Head
Axis Bank ACE Credit Card vs SBI SimplySAVE Credit Card
Side-by-side comparison of fees, rewards, and benefits. Find out which card wins for your situation.
Axis Bank
Axis Bank ACE Credit Card
₹499/yr annual fee · 2% base rate
Pick this if you want:
- ✓Lower income requirement — easier to get approved
- ✓Higher base reward rate (2% vs 1%)
SBI Card
SBI SimplySAVE Credit Card
₹499/yr annual fee · 1% base rate
Pick this if you want:
- ✓Higher top reward rate (10% on Dining)
Full Comparison
Axis Bank ACE Credit Card vs SBI SimplySAVE Credit Card — FAQs
Which is better — Axis Bank ACE Credit Card or SBI SimplySAVE Credit Card?
It depends on your spending pattern. Axis Bank ACE Credit Card is better if: lower income requirement — easier to get approved. SBI SimplySAVE Credit Card is better if: higher top reward rate (10% on dining). Use the SingleVerdict finder to get a personalised answer based on your exact income, spending, and goals.
What is the annual fee difference between Axis Bank ACE Credit Card and SBI SimplySAVE Credit Card?
Axis Bank ACE Credit Card has an annual fee of ₹499/yr, waivable if Spend ?2L in a year. SBI SimplySAVE Credit Card has an annual fee of ₹499/yr, waivable if Spend ₹1L/year.
Which card has better rewards — Axis Bank ACE Credit Card or SBI SimplySAVE Credit Card?
Axis Bank ACE Credit Card earns 2% base reward rate and up to 4% on Dining. SBI SimplySAVE Credit Card earns 1% base reward rate and up to 10% on Dining. Pick the card whose bonus category matches where you spend the most.
Which card is easier to get approved for?
Axis Bank ACE Credit Card requires a minimum monthly income of ₹15,000 and CIBIL score of 700+. SBI SimplySAVE Credit Card requires ₹20,000. Axis Bank ACE Credit Card has a lower income threshold and may be easier to qualify for.
Still not sure which one to pick?
Answer 7 questions about your income, spending, and goals — we score every card against your exact situation and give you one personalised verdict.
Get My Personalised Verdict →Information on this page is gathered from public sources and card issuers' official websites. Fees and rates may change — verify on the issuer website before applying. SingleVerdict may earn a referral fee if you apply through our links.