Credit Cards · Head to Head
HDFC Bank Diners Club Black Metal Edition Credit Card vs HDFC Infinia Credit Card Metal Edition
Side-by-side comparison of fees, rewards, and benefits. Find out which card wins for your situation.
HDFC Bank
HDFC Bank Diners Club Black Metal Edition Credit Card
₹10,000/yr annual fee · 3.33% base rate
Pick this if you want:
- ✓Lower annual fee (₹10,000/yr vs ₹12,500/yr)
HDFC Bank
HDFC Infinia Credit Card Metal Edition
₹12,500/yr annual fee · 3.33% base rate
Pick this if you want:
- ✓Higher top reward rate (5% on Travel)
- ✓Lower income requirement — easier to get approved
Full Comparison
HDFC Bank Diners Club Black Metal Edition Credit Card vs HDFC Infinia Credit Card Metal Edition — FAQs
Which is better — HDFC Bank Diners Club Black Metal Edition Credit Card or HDFC Infinia Credit Card Metal Edition?
It depends on your spending pattern. HDFC Bank Diners Club Black Metal Edition Credit Card is better if: lower annual fee (₹10,000/yr vs ₹12,500/yr). HDFC Infinia Credit Card Metal Edition is better if: higher top reward rate (5% on travel). Use the SingleVerdict finder to get a personalised answer based on your exact income, spending, and goals.
What is the annual fee difference between HDFC Bank Diners Club Black Metal Edition Credit Card and HDFC Infinia Credit Card Metal Edition?
HDFC Bank Diners Club Black Metal Edition Credit Card has an annual fee of ₹10,000/yr, waivable if Spend 8 lakh or more in a year. HDFC Infinia Credit Card Metal Edition has an annual fee of ₹12,500/yr, waivable if Spend ₹10L/year.
Which card has better rewards — HDFC Bank Diners Club Black Metal Edition Credit Card or HDFC Infinia Credit Card Metal Edition?
HDFC Bank Diners Club Black Metal Edition Credit Card earns 3.33% base reward rate and up to 3.33% on Travel. HDFC Infinia Credit Card Metal Edition earns 3.33% base reward rate and up to 5% on Travel. Pick the card whose bonus category matches where you spend the most.
Which card is easier to get approved for?
HDFC Bank Diners Club Black Metal Edition Credit Card requires a minimum monthly income of ₹2,50,000 and CIBIL score of 780+. HDFC Infinia Credit Card Metal Edition requires ₹1,75,000 and CIBIL score of 800+. HDFC Infinia Credit Card Metal Edition has a lower income threshold and may be easier to qualify for.
Still not sure which one to pick?
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Get My Personalised Verdict →Information on this page is gathered from public sources and card issuers' official websites. Fees and rates may change — verify on the issuer website before applying. SingleVerdict may earn a referral fee if you apply through our links.