Credit Cards · Head to Head
SBI SimplySAVE Credit Card vs HDFC Bank MoneyBack+ Credit Card
Side-by-side comparison of fees, rewards, and benefits. Find out which card wins for your situation.
SBI Card
SBI SimplySAVE Credit Card
₹499/yr annual fee · 1% base rate
Pick this if you want:
- ✓Lower annual fee (₹499/yr vs ₹500/yr)
- ✓Higher top reward rate (10% on Dining)
HDFC Bank
HDFC Bank MoneyBack+ Credit Card
₹500/yr annual fee · 1% base rate
Pick this if you want:
- ✓Lower income requirement — easier to get approved
Full Comparison
SBI SimplySAVE Credit Card vs HDFC Bank MoneyBack+ Credit Card — FAQs
Which is better — SBI SimplySAVE Credit Card or HDFC Bank MoneyBack+ Credit Card?
It depends on your spending pattern. SBI SimplySAVE Credit Card is better if: lower annual fee (₹499/yr vs ₹500/yr). HDFC Bank MoneyBack+ Credit Card is better if: lower income requirement — easier to get approved. Use the SingleVerdict finder to get a personalised answer based on your exact income, spending, and goals.
What is the annual fee difference between SBI SimplySAVE Credit Card and HDFC Bank MoneyBack+ Credit Card?
SBI SimplySAVE Credit Card has an annual fee of ₹499/yr, waivable if Spend ₹1L/year. HDFC Bank MoneyBack+ Credit Card has an annual fee of ₹500/yr, waivable if Spend ₹50K/year.
Which card has better rewards — SBI SimplySAVE Credit Card or HDFC Bank MoneyBack+ Credit Card?
SBI SimplySAVE Credit Card earns 1% base reward rate and up to 10% on Dining. HDFC Bank MoneyBack+ Credit Card earns 1% base reward rate and up to 5% on Shopping. Pick the card whose bonus category matches where you spend the most.
Which card is easier to get approved for?
SBI SimplySAVE Credit Card requires a minimum monthly income of ₹20,000. HDFC Bank MoneyBack+ Credit Card requires ₹15,000 and CIBIL score of 700+. HDFC Bank MoneyBack+ Credit Card has a lower income threshold and may be easier to qualify for.
Still not sure which one to pick?
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Get My Personalised Verdict →Information on this page is gathered from public sources and card issuers' official websites. Fees and rates may change — verify on the issuer website before applying. SingleVerdict may earn a referral fee if you apply through our links.