Credit Cards · Kotak Mahindra Bank
Kotak Mahindra Bank Credit Cards
8 cards · Ranked by top reward rate
Kotak Mahindra Bank offers cards across all segments with a focus on lifestyle and travel benefits. The White Reserve is one of the few ultra-premium cards with metal construction.
Kotak Air Plus Credit Card
Kotak Mahindra Bank
3.00%
base reward rate
- ✓10X BluChips on all travel — flights, hotels, and travel portals
- ✓4 domestic + international lounge visits per quarter
- ✓4,000 welcome BluChips worth ~₹1,000
Kotak Air Credit Card
Kotak Mahindra Bank
2.00%
base reward rate
- ✓6X BluChips on travel, 4X on dining and shopping
- ✓2 domestic lounge visits per quarter
- ✓2,500 welcome BluChips worth ~₹625
Kotak League Platinum Credit Card
Kotak Mahindra Bank
2.00%
base reward rate
- ✓4X rewards on dining and entertainment
- ✓3X on online shopping, 2X on all other spends
- ✓1 domestic lounge visit per quarter
Kotak White Reserve Credit Card
Kotak Mahindra Bank
2.00%
base reward rate
- ✓Unlimited domestic and international airport lounge access
- ✓Complimentary Club Marriott membership with hotel, dining, and spa discounts
- ✓Two free golf rounds or lessons per month at select global courses
Kotak Mojo Platinum Credit Card
Kotak Mahindra Bank
1.00%
base reward rate
- ✓2.5 Mojo points per ₹100 on online spends
- ✓1 Mojo point per ₹100 on all other spends
- ✓8 domestic airport lounge visits/year (2/quarter)
Kotak Zen Signature Credit Card
Kotak Mahindra Bank
1.00%
base reward rate
- ✓10 reward points per ₹150 on shopping spends
- ✓5 reward points per ₹150 on all other spends
- ✓Priority Pass + DreamFolks lounge access (8 visits/year)
Kotak Cashback Plus Credit Card
Kotak Mahindra Bank
1.00%
base reward rate
- ✓2% cashback on online grocery and utility spends
- ✓1% cashback on all other spends
- ✓Annual fee waived on ₹1L spend
Kotak 811 #DreamDifferent Credit Card
Kotak Mahindra Bank
1.00%
base reward rate
- ✓Lifetime free — zero annual and joining fee
- ✓Linked to Kotak 811 zero-balance digital savings account
- ✓2% rewards on online shopping
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